AI UNDERWRITING · BUILT FOR MGAs & PROGRAMS

MGAs that grow without growing headcount.

A turnkey AI underwriting stack for program administrators — from binder authority to portfolio steering — so a $50M book doesn't need a $5M ops team.

Book the MGA walkthrough

Carrier appetite is moving faster than your back office.

MGAs win when they execute carrier appetite cleanly and grow the book without a linear headcount climb. Federato gives program administrators an agentic underwriting platform that already speaks carrier appetite, with portfolio steering and binder authority guardrails baked in.

Submission to Quote

Agentic submission triage that knows your binder authority, your carrier appetite, and which submissions to prioritize first.

Control Tower

Live portfolio view by carrier, program, class — so you see capacity stress and appetite drift before your carrier partners do.

Product Studio

Stand up a new program, class, or carrier in 14 days. No 9-month build-out, no Excel-and-email program manager.

Producer Portal

A first-class quoting experience for your retail partners. Branded, fast, and consistent across every program you run.

Federato is the difference between launching a program in 14 days versus 9 months. Our underwriters work the way they want — and our carrier partners trust the data behind every binder.

— MGA on Federato (representative)

What it means in production.

Stand up a new program, class, or carrier in 14 days, not 9 months.
2× submissions processed per underwriter per day. Hit ratio up 11%.
Real-time portfolio reporting your carrier partners actually trust.

Book the MGA walkthrough.

30 minutes. We'll show you the agentic underwriting stack on a real program submission.

Book the MGA walkthrough

federato.ai · AI-native underwriting for property & casualty insurance.