Federato is the AI-native operating system for property & casualty insurance — submission to quote, portfolio steering, and producer experience on one platform that augments underwriters instead of replacing them.
Most underwriting AI lives in a slide deck. Federato is the platform Ascot, QBE, Nationwide, Mission, HDVI, Velocity Risk, Wholesure, and Ascendex are running in production today — agentic, guardrail-aware, and accountable to the underwriter, not a black box.
Agents read the submission, extract the risk data, check appetite, and hand the underwriter a quote-ready workspace — with every step auditable.
Real-time portfolio steering. See concentration, appetite drift, and growth opportunity across every program and class as it happens.
One consistent experience for your retail and wholesale partners — quote, bind, endorse — backed by the same data layer.
Stand up a new program in 14 days. Federato is built to flex with your appetite, not lock it into a 5-year roadmap.
A working demo on a real submission — not a slideware deck.
federato.ai · AI-native underwriting for property & casualty insurance.